rda - corporate finance - directors & key person


			Directors and Key Person Insurance A key person in an organisation is an individual whose skill, knowledge or leadership contributes to the company's continued financial success; for example, a managing director, a sales manager, or a computer specialist. It is anyone whose death could lead to a financial loss for the company. Losing such a person could have a significant impact on your business. Have you considered the consequences for your company? Most companies that have traded for a number of years will have an inherent value which is in excess of the balance sheet alone. Invariably many shareholders hold personal and often inflated views as to what their company or shareholding may be 'worth'. However, against this, as the active mergers and acquisition market indicates, there are many willing buyers and willing sellers for small to medium sized companies in the UK at present.
			Have you thought about the impact of the death of your business partner? Do you want their surviving spouse to have a controlling stake in your business? What about the protection of your major asset for your beneficiaries? How do you crystallise its real value on your death? We can advise on all these eventualities. Contact us today

Directors and Key Person Insurance