rda - investments - investment bonds


			Investment Bonds Whatever your means, and whether you are looking to save on a regular monthly basis or to invest a lump sum of capital, it is important to realise the options you have available to you and understand the potential risks associated with them. There are a number of different forms of Investment Bond available. An adviser can conduct a full review of your financial position and discuss your aspirations and attitudes to risk in order to decide which form of bond is most suitable for you.
			There are two features that can be useful for some people. Return of capital rules - you can withdraw up to 5% of your original investment each year, up to a maximum of 100% of the original investment, and this will be treated as return of your capital and not part of your income. This defers any potential tax liability until such time as the bond is encashed. Profit taxed as income when realised - this also allows tax to be deferred, which can be useful if you have a high level of income at the moment but will have a low income in the future. By leaving the taking of gains until after retirement you may avoid taxes that you would incur if you took them now. The value of investments and income from Investment Bonds can fluctuate, and investors might not get back the full amount invested. Past performance is not a guide to future performance. Contact us today

Investment Bonds