robert douglas logo Tailored Financial Planning
robert douglas logo
         
  home button faq - frequently asked questions online advisor online newsletter  

Buy-to-Let Mortgages

As working patterns change and people become more mobile, demand is currently high for rented property and short-term lets. In the last few years this gap in the market has been filled increasingly not by big landlords, but by individuals buying one or more properties, in addition to their home, as an investment, and letting them out to cover the cost of the loan.

 

 
     

 

Many lenders now offer tailor-made packages for just this market. You can now find a buy-to-let mortgage at interest rates to suit almost any circumstances. These include fixed, discount and tracker deals – and are often highly flexible. The big difference compared to a standard home loan is that most lenders won't just take your salary into account when assessing eligibility. Potential rental income from the property is often also included in their assessment.

Contact us today

Please note that buy-to-let mortgages are not regulated by the Financial Services Authority.

Your home may be re-possessed if you do not keep up repayments on your mortgage.
For mortgages we may be paid by commission or fee. If paying by fee this may be 1% of the loan, but we will discuss this with you at our meeting.